Many of us—and not just those starting out—were never educated in financial planning or sustainable wealth management. Now What? A Practical Guide to Figuring Out Your Financial Future bridges that gap with practical advice for readers of all ages dealing with fiscal change.

Whether you’ve just landed your first big paycheck, have recently inherited a sum of money, or are divorced or widowed, it’s easy to be overwhelmed by the good fortune and make short-term decisions without understanding the long-term consequences. You need a solid understanding of your financial future, or you risk losing everything you’ve worked for.

In Now What?, Brian Ursu – a Certified Financial Planner with over 30 years of experience – guides you around the pitfalls of new wealth. He offers concrete guidance for paying down debt, including student loans; advice on planning for life’s expensive milestones, like buying a house or having children; and lessons on creating a sustainable lifestyle now and in your future. He also explains the basics of investment, where and—maybe even more importantly—why to invest and how to build a portfolio so you can grow the money you’ve earned to create not just a solid foundation but a legacy for you and your family.